
Loyal servant borrowed nearly 50,000 US dollars to build a house

The Trusted Housekeeper
My story began with a decision I thought was simple but turned out to have a profound impact, leaving me restless for years. On a day close to Lunar New Year, ten years ago, I decided to lend a large sum of money—approximately 43,000 USD (300,000 CNY)—to a housekeeper I deeply trusted.
Her name was Xiao Lan, a smart and hardworking young woman who dedicated herself wholeheartedly to her job. Xiao Lan had worked for me for a long time.
She was a reliable caretaker with a devoted attitude, always diligent and hardworking. Xiao Lan cared for my family as if it were her own, which gave me great peace of mind. When she expressed her wish to return to her hometown to build a decent house so her parents could celebrate Lunar New Year comfortably, I felt genuinely happy for her.
So, when Xiao Lan asked to borrow a significant amount of money to fulfill this dream, I didn’t hesitate to agree. I trusted her. Xiao Lan, once a poor young woman, now had the chance to change her life, support her parents, and build a home of her own.
Losing Contact for 10 Years
After receiving the money, she asked for leave and told me she would return to her hometown for a few months and stay in regular contact. However, over time, our calls and messages became less frequent. At first, she called me once a week, then once a month, and eventually only once every three months.
Each time we spoke, I felt a tinge of worry. Although her voice was still gentle and cheerful, I could sense fatigue in her tone. Xiao Lan said there were many difficulties in building the house, but I thought she was just going through a rough patch and would soon overcome it.
But when the calls stopped entirely, I began to feel anxious and worried. I tried contacting acquaintances in Xiao Lan's hometown, but all my efforts were in vain. No one knew where she was, and it seemed she had completely vanished from my life. I kept questioning whether she had genuinely faced difficulties or had deliberately betrayed me, running away with the money. Although I was angry at her actions, deep down, I hoped she was merely struggling with hardships and would eventually reach out to me.
As the years went by, my life continued as usual, but Xiao Lan often came to mind. I couldn’t forget the image of her borrowing a large sum of money from me, holding the bundle of cash with a radiant smile filled with hope for a brighter future. She had placed her trust in me, and I had placed my trust in her, hoping my decision to help her wouldn’t lead to regret.
Her hometown had changed—new concrete roads had been built, and houses had sprung up like mushrooms after the rain—but there was still no news of Xiao Lan. I wondered where she was, whether she was happy or struggling.
An Unexpected Joy
Then, ten years later, as I was sitting on a park bench, my phone suddenly rang. I looked at the screen and saw an unfamiliar number. A strange feeling washed over me as I pressed the answer button. A choked voice came through: “Auntie Li, it’s me, Xiao Lan.”
Hearing her voice, my heart felt as though it was being squeezed. Ten years had passed, and I had no idea what she had gone through. Day after day, night after night, I lived with worry and unanswered questions. I thought she had deceived me, avoiding me to escape her debt. The long silence had left me feeling betrayed and used. Questions without answers and negative thoughts swirled in my mind for years.
But as I listened to Xiao Lan’s explanation, all those thoughts dissolved in an instant. She recounted how, after returning to her hometown, she faced countless difficulties in building the house. Nothing went as planned, and every plan seemed to fall apart. Moreover, she was deceived by her brother and ended up burdened with huge debts she couldn’t handle alone. Xiao Lan felt deeply ashamed and didn’t dare contact me, fearing I would be disappointed and angry. She thought silence was the only way to spare me from witnessing the hardships she was enduring.
Ten years of no contact, yet in that moment, all the pain and worry I had felt seemed to melt away. Xiao Lan revealed a truth that was both unexpected and profoundly moving.
Her story was not only a lesson in trust and forgiveness but also a testament to the depth of human connection that transcends time and distance. I realized that sometimes, silence and separation are not betrayals but expressions of untold suffering.
Thankfully, after years of hard work and saving, Xiao Lan managed to accumulate enough money to repay a significant portion of the loan she had borrowed. She promised to visit me in person to repay the debt. As for the remaining amount, she hoped to pay it back in annual installments.
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